FDIC Supervisory Insights – Credit Risk Trends

The FDIC’s Winter 2016 Supervisory Insights includes an article titled Credit Risk Trends and Supervisory Expectation Highlights, that identifies credit risk trends in commercial real estate along with agriculture, and oil and gas-related lending.  The article contains good  information regarding the conditions and trends in each of these areas, and is a recommended read for the policy makers in your … Read More

Prepaid Rule – Short Form Disclosure Guide

On January 31, the CFPB released a guide for preparing the short form disclosure for prepaid accounts.  The guide is based on Regulation E’s Model Form A-10(c) and provides basic “how to” instructions to help financial institutions prepare short form disclosures for prepaid accounts.  The CFPB also has a page dedicated to the Prepaid Rule that includes a small entity guide, … Read More

February Legislative Recap

Follow this link to view the February 2017 Legislative Recap summary. Let us know if you have questions.

NASCUS Credit Union Executive Forum

On February 28, 2017, the DCU released Bulletin B-17-05, reminding credit unions of the upcoming NASCUS Credit Union Executive Forum in SeaTac on May 23, 2017. SAVE-THE-DATE To attend the 2017 NASCUS Credit Union Executive Forum May 23rd in SeaTac, Washington Department of Financial Institutions (DFI) and the National Association of State Credit Union Supervisors (NASCUS) invite you to an … Read More