The CFPB released an updated Readiness Guide that includes the October 3, 2015 effective date for the Know Before you Owe mortgage disclosure rule.  The update offers guidance on how to evaluate readiness for complying with the mortgage rules changes.  The guide includes a Readiness Questionnaire (beginning on page 10) to serve as a guide in preparing for the mortgage rule changes.  If you have any questions, please contact NWCG.