CFPB HMDA Implementation Materials

The CFPB has updated their cart Collection and Reporting of HMDA Information about Ethnicity and Race.  Additionally, the CFPB has published a new chart, Reportable HMDA Data: A Regulatory and Reporting Overview Reference (“Reporting Reference Chart”) intended to be used as a reference for data points required to be collected, recorded, and reported under Regulation C. The Reporting Reference Chart combines the contents of the Summary of Reportable Data and Reporting “Not Applicable” charts with the filing instructions for that data.

The Bureau has also published a revised Filing Instructions Guide (FIG) for data collected in 2018 that reflects updates to the Automated Underwriting System (AUS) and AUS results, guidance on reporting government monitoring information (GMI) collected on the basis of visual observation or surname for applicable loans, and other minor clarifications.

You can access the charts on the dedicated HMDA implementation webpage.

You can access the updated 2018 FIG on the Resources for HMDA Filers webpage.

Passwords to access the blog posts, and blog posts are only for CSG owners and retained clients. These should not be shared outside of the organization. Blog posts generally contain only a summary of any requirements, and do not represent all potential impact on the organization. For further details on any blog post, contact CSG or references cited in the blog post. The information contained on this site is provided for informational purposes only, and should not be construed as legal advice.

 

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